Personal Lines
Personal Lines Quote Forms
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Personal Lines Information
Other Personal Insurance in Canal Fulton, OH, Canton, OH, North Canton, OH, Massillon, OH and the Surrounding Area.
No matter your lifestyle, there are certain risks you may face when it comes to driving, owning a home and seeking healthcare. Thankfully, there are various types of personal insurance policies designed to protect you and your family.
Distefano Insurance Services Inc. helps insured individuals and their families with various forms of personal insurance. We will help you evaluate your personal risks so you can find the best insurance to protect your livelihood.
What is Personal Insurance Coverage?
Personal insurance coverage refers to a type of insurance designed to cover individuals and families. This is the opposite of business insurance, which covers commercial use only.
Types of personal insurance include:
Car Insurance
Personal auto insurance covers your vehicle in case of an accident both on and off the road. Auto insurance is required for all drivers. Coverage limit requirements may vary depending on your location. A full coverage auto insurance policy should cover:
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Comprehensive Coverage: Comprehensive coverage covers damages to the vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and more.
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Collision Coverage: Collision coverage covers damage to the vehicle caused by a collision with another vehicle or object.
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Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the vehicle.
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Medical Payments Coverage: This insurance covers medical bills you and your passengers may face after an accident, no matter who caused the accident.
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Uninsured/Underinsured Motorist: This insurance covers damages incurred in an accident with another driver who is not carrying insurance.
Home Insurance
Home insurance is crucial for homeowners to protect their personal assets. This insurance protects your physical home and its attached structures as well as your personal belongings in case they are damaged or destroyed due to fire, wind, hail, lightning, smoke, theft, vandalism and more.
Life Insurance
Life insurance provides compensation for your loved ones if you pass away. If the policyholder passes away while the policy is active, benefits will be paid to help beneficiaries on the policy with expenses such as funeral costs and shared mortgages.
Health Insurance
Health insurance is one of the most important insurance policies you and your family can have. Health insurance covers healthcare expenses for you and your family members.
Find Personal Insurance Today
Personal insurance can protect various areas of your personal life. Call Distefano Insurance Services Inc. at 330-854-6637 or fill out an online quote form to get started today.
Common Personal Insurance Questions
What is Personal Insurance?
Personal insurance is non-commercial insurance. This insurance is crucial for all individuals and families.
What are the Types of Personal Insurance?
Examples of personal insurance policies include car insurance, health insurance, home insurance, disability insurance, life insurance, etc.
What Does Personal Insurance Mean?
Personal insurance means insurance that is not related to commercial needs. This insurance, while not always required, is important for protecting your live.
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