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Individual Life Insurance in Canal Fulton, OH, Canton, OH, North Canton, OH, Massillon, OH and the Surrounding Area.

Your death, whether sudden, unexpected or from old age, will leave a hole behind. The void will be not only personal, but also financial. Naturally, everyone wants to make it easier on those they love to cope with their loss. Life insurance is one of the best ways you can create stability for survivors after you die. 

What’s Life Insurance?

Life insurance provides a financial payout upon the death of the insured party. If the policy is in your name, it will pay upon your death.  

When a payout occurs, a beneficiary whom you name in the policy will receive a financial settlement, which can help them cover essential costs. Therefore, you can use life insurance to shore up your survivors’ financial solvency following your passing. 

The benefit might help survivors pay for:

  • Funeral costs

  • Everyday needs and bills

  • Debt settlements

  • Targeted costs like a child’s education or a spouse’s health needs 

The good news is, you can leave the money to almost anyone (including charities) and the money won’t go through probate. Therefore, your survivors will get a settlement before anyone else.

What Policy Options Exist?

Everyone has different life insurance needs. Often, you’ll be able to choose between two types of plans. 

  • Term plans last a set number of years. Coverage will issue payment if you die during the term.

  • Whole-life policies remain active indefinitely, as long as you pay your premiums. Many offer cash-accumulation and interest benefits. 

When you choose a plan, you can name the sum you want to leave behind. Work with one of our agents to set up an appropriate framework for the use of the money. You might need to establish trusts or other beneficiary stipulations to govern payouts.  

Why Get Covered Now?

Don’t wait to get life insurance. It’s critical protection at any stage of life. However, the earlier you get a policy, the more beneficial you likely will find it.

  • The longer you keep coverage, the more chance you have to let your policy accumulate value.

  • Younger individuals often qualify for lower policy premiums.

  • The healthier you are, the better your qualifications for a policy. Why risk waiting until your health begins to decline?

Even though life insurance might not come into play until after your death, it still provides a great service to your survivors. Don’t hesitate, therefore, to get covered. In the end, your personal insurance options will prove instrumental in protecting your overall wellness and solvency well into the future. Contact us today at 330.854.6637to learn more about your options.  

 

Our Locations

DiStefano Insurance

DiStefano Insurance

2036 Locust St S
Canal Fulton, OH 44614
Main office: 330-854-6637
Toll free: 800-468-9558
Fax: 330-854-2481
Bendetta Insurance

Bendetta Insurance

610 N Main St
North Canton, OH 44720
Main office: 330-494-8400
Petit Insurance

Petit Insurance

203 N Portage St
Doylestown, OH 44230
Main office: 330-658-2111
Ungashick Insurance

Ungashick Insurance

4942 Higbee Ave NW
Canton, OH 44718
Main office: 330-492-1300
Fax: 330-492-3660
United Group Alliance

United Group Alliance

2036 Locust St S
Canal Fulton, OH 44614
Main office: 330-854-4504
Toll free: 888-783-8773
Fax: 330-854-2481

Walker Insurance Agency

2036 Locust St S
Canal Fulton, OH 44614
Main office: 330-848-4151

Our Providers

Testimonials

"Dave has provided excellent service and great coverage for years and I expect for many years to come!"

David H. Canton, OH
"I periodically insurance shop around, and Distefano always has the best HOME, AUTO, UMBRELLA packages - don't be influenced by who puts out the most silly TV commercials!"

Loren M. Massillon, OH
"Congratulations DiStefano Insurance on great service! I have been a client for many years...and plan to keep it that way!"

John S. Massillon, OH
"We have been with DiStefano for 34 years and Lou has always been there for us!....Thanks!"

Dan H. North Lawrence, OH
"DiStefano Insurance has been taking care of our insurance needs for over ten years now and have been flawless in the handling of our ever changing insurance needs. Thanks to Lou DiStefano and his entire staff!"

Ed O. Canton, OH
"This 24 hour "office" is great. One more reason to be a part of the DiStefano family!"

Ann C. Canal Fulton, OH
"Wow, thinking about it I have been with you guys for 24 years now. A long time. And throughout the years I can't think of one issue you have not taken care to my complete satisfaction. So, thank you, and congratulations on your upgrade."

Ed S. Chagrin Falls, OH
"I was referred to Dave at DiStefano by a friend. I received such great service getting a quote and switching my insurance over that I referred a friend, who then switch to the DiStefano Agency for her insurance. I think that speaks for itself!"

Deborah C. Louisville, OH
"You certainly saved us money by analyzing our old policy and finding a new one that was added coverage and less costly. Thanks again and we will recommend you to our friends."

William G. Canal Fulton, OH
"We have been using Distephano insurance for home and auto since 2008 and it has been a great partnership. There has never really been any issues with claims or policy changes when needed."

James B. Canal Fulton, OH
"Since becoming clients of Distefano Insurance, they have been pros to be and saved us money. Kudos!!!"

Ann H. Columbus, OH
"A few years ago we changed policies on our home/auto. A technical glitch led to a need to resign the policy on a day I was working. Our agent met me on my mail route so I could sign the policy without missing work. Thanks!"

Robert K. North Lawrence, OH