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Home > Commercial-Products > Coverage for Your Business - Canal Fulton OH & Massillon OH - DiStefano Insurance

Business & Commercial Insurance


Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Builders Risk
Business Owners (BOP) Quote Form
Commercial Auto Insurance Quote
Employee Benefits Quote Form
General Liability Quote Form
Workers Compensation Quote

Business & Commercial Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request General Liability Certificate of Insurance

Business & Commercial Insurance Information

Coverage for Your Business in Canal Fulton, OH, Canton, OH, North Canton, OH, Massillon, OH and the Surrounding Area.

Protecting your business is one of the many requirements you have as a business owner. Not all business insurance policies are created equal, however, so it is important to shop around and find the right policy to protect your business. 

Distefano Insurance Services Inc. helps businesses across industries find and tailor business insurance policies suited for their businesses at the right price. We will help you evaluate your risks so that you can protect your business’ assets. 

How Business Insurance Works 

Business insurance works much like other insurance policies where you pay a monthly premium in return for coverage. As long as the policy is active, you (the business owner) can file a claim to receive compensation for damages to your business. 

Common business insurance policies can include: 

Liability 
Liability insurance covers claims and lawsuits against your business. The most common form of liability is general liability insurance, which covers claims concerning bodily injury, property damage and personal or advertising injury. Other liability coverages include: 

  • Professional liability 

  • Umbrella liability 

  • Liquor liability

 

Commercial Auto Insurance 
Commercial auto insurance covers commercial vehicles owned or used by your business for work purposes. If your business uses vehicles for work, such as contractors using vans or trucks to transport equipment, you will need commercial auto insurance. 

A common commercial auto insurance policy should include: 

  • Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and more. 

  • Collision Coverage: Collision coverage provides compensation for damages to the vehicle due to a collision with another vehicle or object. 

  • Liability: Liability insurance covers bodily injury and property damage the damage may cause someone else while operating the vehicle. 

  • Medical Payments Coverage: This insurance covers medical bills the driver and their passengers may suffer after an accident, no matter who caused the accident. 

  • Uninsured/Underinsured Motorist: This insurance covers damages caused by an accident involving a driver who does not have insurance. 

  • Roadside Assistance: Roadside assistance covers expenses related to trip interruptions. 


Workers Compensation 
Workers compensation insurance covers employees if they are injured on the job. It can cover medical bills, wage replacement, disability benefits and more. 

Find Affordable Business Insurance Today 

Insure your business with the right insurance. Call Distefano Insurance Services Inc. at 330-854-6637 or fill out a quote form to get started today. 


Common Business Insurance Questions 

How Much Business Insurance Do I Need? 

You should generally have enough insurance to cover your business’ asserts. This varies company to company, so it is important to speak with an insurance agent about your coverage limits. 

How Much Does Business Insurance Cost? 

The cost of business insurance varies depending on your location, industry, coverage limits and other incidents. Fill out a quote form to find out how much you can save on business insurance. 

What Business Insurance Do I Need? 

Depending on your industry, you may be required to carry certain insurance policies to obtain licenses. Workers compensation is typically required for most businesses. 

When to Get Business Insurance? 

You should have business insurance before opening your door to customers. Waiting too long can leave your business open to lawsuits and accidents. 

Do I Need Business Insurance for My LLC?

LLCs do not have all of the same requirements as other businesses, but it is still recommended. You could face high liability risks owning an LLC and, if you have employees, you should still have workers compensation. 

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Contact us 2036 Locust St S
Canal Fulton, OH 44614

Main Office: 330-854-6637
Toll Free: 800-468-9558
Fax: 330-854-2481
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