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Trailer Insurance in Canton, Massillon, and the Surrounding Area

We all know how important it is to keep our vehicles insured—in fact, except for New Hampshire, having auto liability coverage is required by state law. However, that car insurance coverage doesn't always extend to trailers being towed behind your vehicle, so trailer insurance can be used to fill this gap.

Having this form of insurance is more useful than people may realize. According to a report by the National Highway Traffic Safety Administration, rear-end collisions are the single most common type of crash and account for roughly 29% of all incidents. This means that trailers are exposed to a high degree of risk, especially when drivers can't effectively see vehicles in the lane behind them.

As a driver, you want to keep your vehicles and passengers safe. There's only so much you can do to prevent a collision, but with the right coverage plan, you can ensure that you're not going to find yourself paying out of pocket if a problem occurs.

Trailers Covered By Insurance

Most trailers can be insured, regardless of whether they're being used for private or commercial purposes. Exceptions to this are rare, and are generally limited to trailers that are considered too high-risk to insure. If you're unsure whether your trailer qualifies for coverage, call DiStefano Insurance and ask for more information.

Trailer types that are usually covered include:

  • Horse trailers
  • Camping trailers
  • Car trailers
  • Boat trailers
  • Cargo trailers
  • Bicycle trailers
  • Semi-trailers
  • ...and many others

What's Covered

Most plans for trailer insurance include, but do not require, all of the following:

  • Liability Coverage: This form of insurance covers costs associated with property damage or bodily injury done to other people. Your existing vehicle liability coverage may or may not extend to your trailer—if not, this will need to be purchased separately or added to the main coverage.
  • Collision Coverage: If your trailer is damaged during a collision, this policy can help pay for repairs (regardless of whether or not you're at fault).
  • Comprehensive Coverage: This part of trailer insurance deals with damage to the trailer. Damage can come from many different sources. Fire, severe weather, vandalism, and water damage are among the most common uses for this coverage.
  • Contents Coverage: If your trailer is being used to carry and store personal items (clothes, furniture, etc.), this policy can help replace them in the event they're stolen, damaged, or destroyed. For especially large shipments, you might consider cargo and freight insurance.

Please be aware that trailer insurance is not the same as commercial trailer insurance, which is designed for vehicles being used for business purposes (including the transport of products) and covers different liabilities.

If you have a trailer that needs insurance, call DiStefano Insurance today to find out the specifics of the coverage and begin protecting your investment.

 

1. "Compulsory Auto/Uninsured Motorists." III. April 2016. Accessed April 18, 2016. http://www.iii.org/issue-update/compulsory-auto-uninsured-motorists.

2. "Analyses of Rear-End Crashes and Near-Crashes in the 100-Car Naturalistic Driving Study to Support Rear-Signaling Countermeasure Development." Naturalistic Driving Studies | National Highway Traffic Safety Administration (NHTSA). 2007. Accessed April 18, 2016. http://www.nhtsa.gov/DOT/NHTSA/NRD/Multimedia/PDFs/Crash Avoidance/2007/Analyses of Rear-End Crashes and Near-Crashes (DOT HS 810 846).pdf.

3. "Commercial Trailer Insurance | DMV.org." DMV.org. Accessed April 18, 2016. http://www.dmv.org/insurance/types-of-commercial-trailers-to-insure.php.

Our Locations

DiStefano Insurance

2036 Locust St S
Canal Fulton, OH 44614
Main office: 330-680-5975
Toll free: 800-468-9558
Fax: 330-854-2481

Bendetta Insurance

610 N Main St
North Canton, OH 44720
Main office: (330) 494-8400
Toll free: 1-800-967-7065

Petit Insurance

203 N Portage St
Doylestown, OH 44230
Main office: 330-681-6031

Ungashick Insurance

4942 Higbee Ave. N.W.
Canton, OH 44718
Main office: 330-441-4352
Fax: 330-492-3660

United Group Alliance

2036 Locust St S
Canal Fulton, OH 44614
Main office: 330-529-5526
Toll free: 888-783-8773
Fax: 330-854-2481

Our Providers

Testimonials

"Dave has provided excellent service and great coverage for years and I expect for many years to come!"

David H. Canton, OH
"I periodically insurance shop around, and Distefano always has the best HOME, AUTO, UMBRELLA packages - don't be influenced by who puts out the most silly TV commercials!"

Loren M. Massillon, OH
"Congratulations DiStefano Insurance on great service! I have been a client for many years...and plan to keep it that way!"

John S. Massillon, OH
"We have been with DiStefano for 34 years and Lou has always been there for us!....Thanks!"

Dan H. North Lawrence, OH
"DiStefano Insurance has been taking care of our insurance needs for over ten years now and have been flawless in the handling of our ever changing insurance needs. Thanks to Lou DiStefano and his entire staff!"

Ed O. Canton, OH
"This 24 hour "office" is great. One more reason to be a part of the DiStefano family!"

Ann C. Canal Fulton, OH
"Wow, thinking about it I have been with you guys for 24 years now. A long time. And throughout the years I can't think of one issue you have not taken care to my complete satisfaction. So, thank you, and congratulations on your upgrade."

Ed S. Chagrin Falls, OH
"I was referred to Dave at DiStefano by a friend. I received such great service getting a quote and switching my insurance over that I referred a friend, who then switch to the DiStefano Agency for her insurance. I think that speaks for itself!"

Deborah C. Louisville, OH
"You certainly saved us money by analyzing our old policy and finding a new one that was added coverage and less costly. Thanks again and we will recommend you to our friends."

William G. Canal Fulton, OH
"We have been using Distephano insurance for home and auto since 2008 and it has been a great partnership. There has never really been any issues with claims or policy changes when needed."

James B. Canal Fulton, OH
"Since becoming clients of Distefano Insurance, they have been pros to be and saved us money. Kudos!!!"

Ann H. Columbus, OH
"A few years ago we changed policies on our home/auto. A technical glitch led to a need to resign the policy on a day I was working. Our agent met me on my mail route so I could sign the policy without missing work. Thanks!"

Robert K. North Lawrence, OH